House Charlotte Program

What Is House Charlotte?

House Charlotte is a down payment assistance program designed to help eligible buyers purchase owner-occupied homes within Charlotte city limits. Assistance is generally structured as deferred secondary financing and may help reduce the cash needed at closing.

Program Highlights

• Up to $30,000 in down payment assistance
• Designed for qualifying homes inside Charlotte city limits
• Income, household size, and property requirements apply
• Homebuyer education and counseling may be required
• Borrowers must also qualify for the first mortgage

Who May Benefit?

This program may be helpful for buyers who can qualify for a mortgage payment but need assistance covering the down payment and closing costs required to purchase a home.

Next Step

The best first step is to review your income, credit, budget, target location, and preferred loan type to see whether House Charlotte may fit your situation.

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