North Carolina Homebuyer Assistance

Community Partners Loan Pool

CPLP may provide eligible buyers with up to 25% of the purchase price, not to exceed $50,000, through a 0% interest deferred second mortgage.

Check Eligibility View Programs

What Is CPLP?

The Community Partners Loan Pool, often called CPLP, is a North Carolina down payment assistance option that may help eligible homebuyers cover part of the funds needed to purchase a home.

Program Highlights

Up to 25% of the purchase price
Maximum assistance amount of $50,000
0% interest deferred second mortgage structure
Income and program eligibility limits apply
Homebuyer education may be required
Borrowers must qualify under mortgage underwriting guidelines

How It Can Help

CPLP may reduce the amount of money a buyer needs to bring to closing and may make homeownership more accessible for eligible households.

Important Considerations

Assistance availability, eligibility, purchase price limits, income limits, documentation requirements, and underwriting guidelines can change. Buyers should confirm current program rules before making purchase decisions.

Schedule a Free Consultation

Want to Review CPLP Eligibility?

Schedule a consultation to review whether CPLP or another Charlotte-area assistance option may fit your purchase.

Check Eligibility